Everyone wants a solid coverage that won’t break their wallet. Chopping it up might help you get more out of every word you write! How do you save? Let’s see Golden State Auto Rates; the first point to consider would seem rather obvious.
Get shopping.
Passing up rebates is like baking cookies without sugar. You may try it, you can do it, but it is not going to taste just right. Use the comparison websites to weigh your options–they provide a road map of what is available at what price. Bundle your policies: this is like a peanut butter and jelly sandwich but better than either one alone! Many insurance companies will offer discounts if you combine your home-owner’s and automobile policy. Anything that moves in your direction is a plus.
If you have moving violations, any chance to pay them is your friend. So be a good person and keep a clean driving record. It’s thrilling to drive like you’re in a car chase but it’s hard on the pocket book. Live and let live. Sanding off those high premiums, be sure you are accident-free. Do not mess with the status quo.
Adjust your deductible.
Just as you’d season your dinner to taste, you should adjust accordingly. Feel confident in your safe driving skills? Raise your deductible. However, remember that if something happens, it is you who has to fork over more money. It’s quite possible that, like a washed car, your premiums will shrink significantly…
Where you live plays a role here, too.
Believe it or not, your neighborhood plays a role in all of this. If you live in an area with low crime and accident rates, your insurance costs might just take a big drop.
Speak up and you might get discounts.
Insurers with discounts so many you wouldn’t believe it if you could only see them firsthand. There is a reduction in price for being a good driver, deals for students, and at times even offers to alumni. Your silence could cost you some handsome savings!
Review your policy annually.
Car insurance is not something that should be permanently set and forgetten. Yes, life gets busy, but a yearly review could turn up better options for you. Just a little effort might help you keep the money in watchpockets all year round.
There you have it, a treasure chest of strategies for keeping those insurance bills low. Happy hunting on rates that are reasonably priced, and drive safely!